Learn more about converting to a commercial policy.
If you qualify as eligible for SGLI, you are automatically enrolled and do not need to apply for coverage.
Veterans who submit their application within 240 days of discharge do not need to submit evidence of good health, while those who apply more than 240 days after discharge are required to answer questions about their health. Some medical conditions may make it difficult or even impossible to obtain private insurance.
If you have any of these conditions, you should consider purchasing VGLI.
When a service member is discharged from military service, the military issues a discharge document (Form DD 214) to her.
Form DD 214 contains information about the veteran’s military service career.
Servicemembers can make changes to your SGLI coverage.
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At the end of the extension period, you automatically become eligible for VGLI, subject to premium payments.
You are generally still covered by SGLI if you are a member of the Ready Reserve or National Guard and are: SGLI premium rates are the same as those drilling for pay.
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However, to designate beneficiaries, or to reduce, decline, or restore SGLI coverage, use one of the following methods: If you are in any uniformed service, except the Public Health Service, and have full-time SGLI coverage ...