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But you have to actually use the benefits to make that three-figure fee worth it.

Most of the Platinum card’s high-end benefits are travel perks that either cut the cost of travel or make your time at the airport or hotel more luxurious or convenient.

With the Sapphire Preferred card, you’d earn just 0.

Similarly, you can potentially earn more than 9 in rewards if you charge ,000 in prepaid hotel stays booked through using your Platinum card.

The harder decision is narrowing down which travel card is best for you: Should you invest hundreds of dollars in a super premium card that’s known for showering cardholders with luxurious free perks?

Or would you be just as happy with a less expensive card that offers a more modest collection of traveler-friendly benefits?

.pass_color_to_child_links a.u-inline.u-margin-left--xs.u-margin-right--sm.u-padding-left--xs.u-padding-right--xs.u-absolute.u-absolute--center.u-width--100.u-flex-align-self--center.u-flex-justify--between.u-serif-font-main--regular.js-wf-loaded .u-serif-font-main--regular.amp-page .u-serif-font-main--regular.u-border-radius--ellipse.u-hover-bg--black-transparent.web_page .u-hover-bg--black-transparent:hover. The American Express Platinum card gives cardholders 60,000 bonus points when they spend ,000 in the first three months, which we estimate to be worth around 4.However, the cost of the card’s annual fee cancels out a lot of that value. Content Header .feed_item_answer_user.js-wf-loaded . The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars.

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The American Express Platinum card charges an eye-popping $550 annual fee, but it’s packed with valuable benefits that help make up for its expense.

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