Consolidating public and private loans
Approach two is to consolidate your federal loans with a private company.
This is especially true if you are new to consolidation and unsure of your options.
There you will find the federal government’s database that shows who services your federal loans.
If you see your Nelnet loans on the list, you can be certain they are federal.
While U-Fi is definitely a viable option for many borrowers, their rates and terms are not competitive with some of the lenders at the top of our student loan consolidation rankings.
If you are thinking about going this route, you are very clever.
Search for consolidating public and private loans:
Nelnet is one of the biggest federal loan servicers.