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Do what you can to be sure you have enough to cover upcoming expenses without taking on more debt.

Once you have

Do what you can to be sure you have enough to cover upcoming expenses without taking on more debt.Once you have $1,000 banked, it’s time to start the debt repayment plan.Ramsey urges listeners to become gazelle intense about the first two baby steps.“Gazelle intense” refers to working at a sprint pace rather than a marathon pace.

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Do what you can to be sure you have enough to cover upcoming expenses without taking on more debt.

Once you have $1,000 banked, it’s time to start the debt repayment plan.

Ramsey urges listeners to become gazelle intense about the first two baby steps.

“Gazelle intense” refers to working at a sprint pace rather than a marathon pace.

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The easiest way to get this in place is to sell some big ticket items and to cut out obvious expenses like daily lattes and eating out.

,000 banked, it’s time to start the debt repayment plan.

Ramsey urges listeners to become gazelle intense about the first two baby steps.

“Gazelle intense” refers to working at a sprint pace rather than a marathon pace.

This article contains references to products from one or more of our advertisers.

We may receive compensation when you click on links to those products.

The easiest way to get this in place is to sell some big ticket items and to cut out obvious expenses like daily lattes and eating out.

Dave Ramsey generally doesn’t like the plans because they scare people into earning less money.If you have student loans, this is what you should know about Dave Ramsey’s “baby step” approach to getting out of debt.When it comes to getting out of debt, the average American has to get two things on their side (at least according to Dave Ramsey).The goal is to get rid of debt so fast that the interest rate doesn’t matter much.If you have a very high debt-to-income ratio, this plan might not work for you.

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Ramsey advises paying off your debts from smallest balance to largest using the debt snowball.

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